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Annuity Education

Annuity Education

Helping you save more

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  • What is the best annuity for you?
    • How to research and choose from
    • Fixed Set Rate Annuities
  • What is a Fixed Annuity?
    • Fixed Annuity Liquidity Features
  • Income For Life
    • For Growth
  • Contact

What is a Fixed Annuity?

Fixed value annuities mean your principal value is fixed in place ( at progressing intervals) and will not go down in value, as long as the annuity is held to its maturity. A fixed value annuity is a customizable contract retirement vehicle, that is issued by a life insurance company, which will provide safe, Tax-Deferred growth for your retirement nest egg. We only work with highly rated insurance carriers. Fixed value annuity vehicles appeal to retirement minded people whose objectives are focused on long-term financial goals of reasonable growth, security, retirement income, diversification and principal preservation.

Fixed Annuities can provide:

  • Secure retirement income
  • Reasonable Long-term growth
  • No Stock Market risk
  • Diversification
  • Principal preservation
  • Guaranteed pension for life

For growth, there are many options to choose from. Fixed value annuities are insurance vehicles that offer guaranteed returns, while you are saving for retirement or guaranteed steady husband and wife income, while you are in retirement. They are offered by insurance carriers. With IRAs and 401(k)s’s you have to worry about market movements (due to economic uncertainty of stock market downturn/recessions etc. ) and/or out living your savings, but with fixed value annuity you pay a slight “spread of the applicable gains” to the insurer, for the insurer to worry about the risk for you. Transfer Worry to the insurance company, so you can with certainty, enjoy a worry free retirement.

Transfer your WORRY to the insurance company so that you can have a WORRY-FREE Retirement.

If structured properly, fixed value annuities owners can safely pursue enjoying some of these primary benefits:

  • Growth to keep pace with inflation.
  • Growth potential to outpace inflation.
  • Guaranteed lifetime retirement income.

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*Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered Investment advisor, BCM and Walbridge Financial are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.
Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity products guarantees are subject to the claims, paying ability of the issuing company and are not offered by BCM. Index or fixed annuities are not bank products and are not FDIC insured. They are not designed for short term investments and my and subject to caps, restrictions, fees and surrender charges as described in the annuity contract.