Fixed value annuities mean your principal value is fixed in place ( at progressing intervals) and will not go down in value, as long as the annuity is held to its maturity. A fixed value annuity is a customizable contract retirement vehicle, that is issued by a life insurance company, which will provide safe, Tax-Deferred growth for your retirement nest egg. We only work with highly rated insurance carriers. Fixed value annuity vehicles appeal to retirement minded people whose objectives are focused on long-term financial goals of reasonable growth, security, retirement income, diversification and principal preservation.
Fixed Annuities can provide:
- Secure retirement income
- Reasonable Long-term growth
- No Stock Market risk
- Diversification
- Principal preservation
- Guaranteed pension for life
For growth, there are many options to choose from. Fixed value annuities are insurance vehicles that offer guaranteed returns, while you are saving for retirement or guaranteed steady husband and wife income, while you are in retirement. They are offered by insurance carriers. With IRAs and 401(k)s’s you have to worry about market movements (due to economic uncertainty of stock market downturn/recessions etc. ) and/or out living your savings, but with fixed value annuity you pay a slight “spread of the applicable gains” to the insurer, for the insurer to worry about the risk for you. Transfer Worry to the insurance company, so you can with certainty, enjoy a worry free retirement.
Transfer your WORRY to the insurance company so that you can have a WORRY-FREE Retirement.
If structured properly, fixed value annuities owners can safely pursue enjoying some of these primary benefits:
- Growth to keep pace with inflation.
- Growth potential to outpace inflation.
- Guaranteed lifetime retirement income.